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You often hear of purchasing a home as being an aspirational investment, but what if one day could be today?  There are two critical things you need to make a big investment: time and money.  Your investment needs time to appreciate, this gives you the best chance of making a profit when you eventually sell. Read More…

The start of 2023 has not been a stellar time for investors. The economy is a rollercoaster ride with so many ups and downs, inventors are feeling queasy!  As we head into February, here are 3  trendy investment strategies gaining popularity in 2023.  Please keep in mind that we are not advising you in any Read More…

This Valentine’s Day, love your finances by practicing value-based spending.  In today’s economy, you’ve probably heard a lot about saving and budgeting. While responsible spending is key, only purchasing necessities can get frustrating. So, instead of changing your saving-based habits, consider changing your outlook on spending.  Have you heard of Value-Based Spending?  Value-based spending means Read More…

It’s likely that at some point in your childhood, someone asked you the infamous question, “what do you want to be when you grow up?” If you’re like me, the answer was always the same: employed.  With tuition rates, virtual school, and inflation at an all time high, is it realistic to expect students to Read More…

Academic writing can feel robotic and redundant after a while. It’s easy to make mistakes when you feel like you’re following a formula. But, just because something is habitual doesn’t mean it can’t have character.  Below are 5 writing tips that will take your essay from good to great!  Use the Active Voice  Using the Read More…

Taking a job means more than just committing to an employer. Generally, it also means committing to life in a specific city, and the type of housing offered in your budget.  If you decide to live and work in more rural communities, you’ll likely have a larger house. However, in more urban areas, you’re looking Read More…

If you’re anything like me, grocery shopping was one of the most jarring transitions to adulthood.  I’d carry one of my mom’s recipes to the store, fill my cart with all the necessary ingredients,  and then get to checkout and somehow have a $70 bill. So on the next trip to the store, I’d simply Read More…

For many, the Holiday season is a time to step away from day to day tasks and take some much deserved time away from work-related responsibilities. For students, it’s not always so easy.  Many students feel the need to utilize the time off from school to catch up on work, pad their resume, or get Read More…

The 2021 job market has many of us settling into jobs we aren’t necessarily passionate about. While paying the bills and working the traditional 9-5 is something to be proud of, there is no reason you can’t expand your horizons and conjure up a passion project to generate a little extra joy and income.  Types Read More…

The Wall Street Survivor (WSS) website has acquired a loyal following over the last few decades. Among them is David Hrachovy, long time user and recurring champion. Most recently, Hrachovy participated in the 2021 Wall Street Revival contest, where he claimed a strong lead, and went on to win the first place cash prize.  Hrachovy Read More…

After nearly two years of pandemic fatigue it’s normal for young people to shy away from the idea of traditional desk jobs and 9-5 lifestyles.  However, most people assume that if you’re in the tech or digital world, you’re required to be at a desk or in a cubicle. Digital nomads are changing this trend.  Read More…

Growing up, you may have internalized the idea that being a doctor was among the most elite career choices. And if you started your career search in the 2020s, it’s possible you’ve further idolized healthcare professionals.  But, if you’re squeamish,  looking for set hours, or hoping to just be a helping hand to those on Read More…

Introducing the Niche Career Series If you’re a young adult in pandemic times, you may have been forced to restructure your career path. The world may be going back to work, but where are you headed?  In the past two years, the nature of job hunting and the scope of what jobs are in demand Read More…

Do you want to contribute to a better world? I was researching how to support charities, and get a return on my investment and found impact investing. Think of it like this… Philanthropy + Investing = Impact Investing Impact Investing Is for anyone who has some money they want to invest in projects or organizations Read More…

Inflation  Inflation is the rate at which the value of a currency is falling. During periods of inflation, prices for goods and services rise. Economists categorize inflation into three types:  Demand-Pull Inflation: When demand is greater than supply, prices rise.  Cost-Push Inflation: Increases to the cost of wages and raw materials result in higher prices of everyday Read More…

Have you ever noticed how the price of everyday items fluctuates over the years? Are you curious how these prices are determined? The consumer price index (CPI) is the most widely used indicator of inflation in the United States and Canada. Changes in the CPI are used to assess price variations associated with the cost Read More…

You may have heard the saying “college is the best four years of your life” and for many this may have been true. However, current college students and recent alumni might disagree. Our college and university experiences have been like no generation before.  I started my undergraduate degree, in person, in 2017. And in 2021 Read More…

You’ve probably heard about the importance of having good credit, but have you ever wondered what that actually means?  Credit is the ability to borrow money, access goods, or use services with the understanding that you’ll pay at a later date. Having good credit means you’re more favourable to banks and lenders. Therefore, it’s important Read More…

From where you live to what you eat, money affects all aspects of day-to-day life. Unfortunately, most people still struggle with not having enough of it. Financial insecurity can lead to adverse health effects, including poor mental health like depression or anxiety; as well as physical symptoms such as migraines, heart disease, insomnia, and several Read More…

And Why You Should Start Now You see somewhere between 4000 to 10,000 ads every day, (reference) so you’ve got a pretty good idea which companies are succeeding and which ones are not at developing a strong brand. The goal of this article is to show you how branding is not just for publicly traded Read More…

University students often wonder if they’re on the right course throughout their education. You’re still defining your values, ideologies, and your self-image, and how what your doing at this moment will impact the rest of your life. This is the beginning of your professional trajectory and also a time of big changes and choices.  Stopping Read More…

After some experience buying and selling a few stocks, you may be interested in diversifying your portfolio across different market sectors. For example, health care, information technology, consumer Discretionary, etc. What can you do to find the best stocks in a particular sector that is outperforming the market? First of all, my recommendation is to Read More…

StockTrak, together with Wiley Efficient Learning, promotes the National Challenge during Spring and Fall. Students are challenged to manage a million-dollar portfolio and generate profits over four weeks. We spoke with the winners to better understand their minds during the competition. StockTrak: Tell me about yourself. Zach, 8th place winner: My name is Zachary M, and Read More…

During Spring and Fall, StockTrak, together with Wiley Efficient Learning, promotes the National Challenge. Students are challenged to manage a million-dollar portfolio and generate profits over four weeks. We spoke with the winners to better understand their tactics and strategies in the challenge. StockTrak: Tell me a bit about yourself. Mark, 1st place winner: My Read More…