New Financial Math Lessons for Spring 2025!

Financial math continues to play a vital role in preparing students for real-world financial decisions, and we’re excited to introduce a fresh batch of lessons designed to take your financial algebra classes to the next level. These lessons build on foundational topics in our personal finance curriculum with added complexity and examples. 

About Each Lesson

This spring, we’re launching one of our most exciting updates yet—six new lessons focusing on financial algebra. Topics include Limits and Logs, Discretionary Expenses & Central Tendency, Planning a Vacation on a Budget, Future Value and Investment Returns, Mortgage Math and Ratios, and Rent vs Buy: Which Home Is Right for You?

To view these lessons, log in with your StockTrak professor account. 

Limits and Logs – Personalized Spending and Saving
This lesson introduces students to the concept of limits and logarithms through the lens of personal spending and saving. Students learn how to model decreasing returns to scale and apply these mathematical principles to understand how much a dollar tomorrow is worth today. [View Lesson]

Discretionary Expenses – Understanding Central Tendency

Students will explore mean, median, mode, and the impact of skew, using histograms to analyze spending data. This lesson helps students understand how their spending habits compare to their peers and how this information can impact their long-term savings goals. [View Lesson]

Vacation Vibes: Planning a Vacation on a Budget

Students will apply their understanding of variables and central tendency to create an affordable vacation plan. They’ll compare costs for hotels and flights, and factor in meal expenses to build a realistic budget for their dream trip. [View Lesson

Future Value Unlocked: How Today’s Investments Shape Tomorrow’s Wealth

This lesson dives into Future Value, teaching students how to apply the compound interest formula in various financial scenarios, from savings accounts to major financial goals like buying a car. Students will learn how Future Value helps make complex financial decisions easier. [View Lesson]

Mortgage Math and Ratios

This comprehensive lesson covers everything students need to know about mortgage math, including key affordability ratios, down payments, PMI, amortization, and refinancing. It’s packed with examples and includes an advanced Mortgage Calculator to help visualize all the moving parts. [View Lesson]

Rent vs Buy: Which Is Right for You?

The final new lesson tackles the decision of whether to rent or buy a home. Students will explore the financial impacts of both options, using tools like opportunity cost, future value, and mortgage payment formulas. The lesson includes a unique calculator that compares the long-term financial impact of renting versus buying. [View Lesson]

These new lessons are packed with interactive calculators and real-world applications, making them valuable for any personal finance curriculum. Stay tuned for more exciting updates coming soon!

Happy Learning!
-The StockTrak Team

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